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2026 ACA Study · AI Report

AI in Customer Service: Finding the Right Balance Between AI and People

AI is changing customer service, and that’s a good thing when it’s used the right way. My 2026 customer service research shows that customers appreciate AI when it makes getting help faster, easier, and more convenient. But here’s the catch. Customers don’t want AI to block them from reaching a person when they need one. They want technology that removes friction, not creates it.

The companies getting it right aren’t using AI to replace people. They’re using it to handle routine questions so employees have more time to focus on the conversations that require empathy, judgment, and problem-solving. That’s where great customer experiences and customer loyalty are built.

The Core Findings

Five AI Customer Service Lessons Every Business Should Know

  1. 1

    Don’t Trap Customers in a Chatbot

    Customers don’t mind using AI until it can’t solve the problem. If your chatbot becomes a dead end with no easy way to reach a person, you’ve created frustration instead of convenience.

  2. 2

    Use AI to Help Employees

    Some of the best uses of AI happen behind the scenes. Give your employees instant access to customer history, knowledge bases, and recommendations so they can solve problems faster and create a better experience.

  3. 3

    Let AI Handle the Simple Stuff

    Customers are happy to use self-service for routine tasks like tracking an order, updating an address, or checking an account balance. That’s where AI shines, saving everyone time.

  4. 4

    Know When a Human Should Step In

    Some situations require empathy, judgment, and common sense. If a customer is upset, confused, or dealing with a complicated issue, make it easy to connect with a real person. Don’t make them fight their way through more automation.

  5. 5

    Be Honest About AI

    Customers don’t expect perfection, but they do expect honesty. If they’re interacting with AI, let them know. Transparency builds trust, and trust is the foundation of every great customer relationship.

At a Glance

The Data Defining AI Interactions

The metrics from our national sample underscore exactly why an aggressive, technology-only approach to support poses a massive retention risk.

68% of customers still prefer to use the phone over digital self-service when they have a problem.
79% of customers say they are extremely frustrated when it’s hard to reach a live person because of complicated automated systems.
2.4x times happier when AI starts the conversation but makes it easy for a live person to take over without the customer having to repeat themselves.

The Generational Counter-Trend

Gen Z actually increased their preference for the phone, from 52% last year to 60% this year. When digital fails, the youngest buyers rush straight to the phone

📄 Want the full picture? Download the complete 2026 ACA Study PDF. It is completely free and requires no email.

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What This Means For You

How to Balance Technology and Personal Support

Don’t use AI to hide from your customers

If your goal is to reduce calls by making it harder to reach a live person, your customers will notice, and they won’t like it. Use AI to handle simple, routine tasks so your people have more time to focus on the conversations that require empathy, judgment, and problem-solving.

Make sure customer information follows the conversation

If a customer starts with a chatbot or voice system and then needs a live representative, all of the information they’ve already shared should go with them. Nothing frustrates customers more than having to start over. A seamless handoff is one of the easiest ways to make AI feel like an improvement instead of an obstacle.

“Technology should remove friction, not relationships. Use AI to handle the routine work so your people can focus on the moments that matter most.” Shep Hyken

The bottom line: AI should remove friction, not replace relationships. Use it to make simple interactions faster and easier, and let your people focus on the moments that require empathy, judgment, and problem-solving. That’s how you create the kind of experience that keeps customers coming back.

Get the Complete 2026 ACA Study

This page covers just one part of the research. The full study includes findings on trust, AI, loyalty, generational differences, and the top brands customers trust most, all backed by a survey of 2,226 U.S. adults.

Explore the Full 2026 Research Hub Free reports, infographics, and the complete PDF.
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